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If you are injured in healthcare – information about patient insurance in English

If you are injured …

… in the health care system in Sweden you may in some cases be entitled to compensation from Löf.

If you suffer an injury while in the health care system, you may in some cases be entitled to financial compensation under the Patient Injury Act. For patients in the public health and dental care system, the injury must be evaluated by Löf via your county council.

Approx. 16 000 injuries are reported to the regions patient injury insurance each year; approx. 40% of them are compensated. If a patient does not receive compensation, the reason is usually that the injury was unavoidable.

You are not entitled to compensation simply because the treatment does not lead to the desired result, or because a complication arises. All medical treatment involves a risk, whether great or small, of unavoidable complications.

An injury must be reported within three years from the date you became aware that you could make a claim, but never more than ten years from the date when the injury was caused.

County Council patients are insured by Löf.


Löf (Landstingens Ömsesidiga Försäkringsbolag) is a nationwide Swedish insurance company whose main task is to insure publicly financed health care providers. Our final customers are patients who have suffered an avoidable injury caused by health care. Our mission is to evaluate and give financial compensation to patients injured in health care and to contribute to a reduction in the number of health care related injuries.

Löf is a mutual insurance company owned by its policy holders, the Swedish counties and regions. The company has an annual turnover of approx. 1 billion SEK and a balance sheet total of approx. 10 billion SEK.

We are a staff of about 185 employees working with insurance, settlement and patient safety. Our office is located in the centre of Stockholm.

Claims report

Download the claims report in English

Insurance for healthcare-related injuries for treatment abroad (pdf)

For further information, contact:

Box 17830
118 94 Stockholm

Phone: +468 551 010 00
Fax: +468 551 011 90
E-mail: info@lof.se